Top 10 Best Dollar Virtual Credit Cards In Nigeria (VCC)

Top 10 Best Dollar Virtual Credit Cards In Nigeria (VCC)

Are you searching online for:

  • Best virtual credit cards in Nigeria
  • How to get a virtual credit card in Nigeria?
  • Where (platform) to get a credit card in Nigeria?

Then you’ve come to the right page!

This guide features the top 10 best virtual credit cards in Nigeria for making payments online.

What Is A Virtual  Credit Card?

A virtual credit card is a unique 16-digit computer-generated number used to settle a specific vendor payment transaction issued for a specific dollar amount.

Designed as a more secure alternative to ACH and check payments, virtual cards are essentially “card-less” credit card payments.

Features Of Virtual Cards

1. It protects your bank details
2. You can limit your spending with virtual cards
3. It is globally accepted

Downsides Of  Virtual Cards

  1. It is temporary
  2. It can’t be used for physical verification
  3. Issues could arise when dealing with small-scale businesses
  4. Not all banks issue virtual cards in Nigeria.
  5. How to open a V-Bank account online in Nigeria

Here Is A List Of The Top 10 Dollar Virtual Credit Cards In Nigeria For Online Transactions

These cards are accepted on sites like Amazon, Namecheap, AliExpress, Facebook, Alibaba, PayPal and so on.


To create a dollar virtual card with Alat, follow the steps below.

  • Download the ALAT app on Google Playstore or IOS store or visit the ALAT website:
  • Register for an account and log in to your account.
  • On the main menu, click on ‘card’.
  • Click on ‘ALAT Dollar Cards’. Then click on ‘Create a new card’.
  • Fill in the required information and proceed.

2. Wallet Africa VCC

Wallet Africa is another platform that gives a dollar virtual credit card in Nigeria. It’s mobile app has other features like instant account and physical card.

Just download the App and create a dollar card. Unlike ALAT, creating a dollar card with Wallet Africa will cost you 1,500 NGN

3. Barter VCC

Barter is owned by Flutterwave which provides a dollar virtual credit cards for customers.

All you need do is download the App from the mobile store and sign up.

Complete the Know your customer form, fund your barter account and create your virtual card.

4. Eversend

Eversend is a Neobank for Africans. It is a mobile-only banking alternative. With the platform, you can exchange, save, and send money instantly within and beyond Africa.

All you need do is register with eversend, navigate to the creation of a new dollar virtual credit card on you dashboard.

5. Enyowo

With a phone number, you can have access to Eyowo’s simple, modern, and reliable financial services. You can spend, send, receive, save, and borrow money on the platform.

Enyowo allows the creation and use of virtual dollar card, all you need do is register with Enyowo with the Mobile App and create one.

6. SpectroCard

SpectroCard is a virtual prepaid MasterCard platform. They let users create virtual MasterCard cards including Dollar cards.

Just register with them, fund your account and you’re good to go.

7. FXkudi

This is another platform to get a virtual dollar card in Nigeria.

With FXkudi, owners with virtual credit card can send and receive money from anywhere at anytime.

8. GTBank Prepaid Virtual MasterCard

The GTBank Virtual MasterCard is a digital payment card designed to aid frequent online shoppers with a secure and flexible alternative to physical payment cards.

The virtual card is instantly issued via Internet Banking.

9. UBA Prepaid Virtual Card

The UBA Prepaid Card is a pre-funded and re- loadable card. It is internationally accepted at all Visa acceptance points (ATM, POS & web).

10. First Bank Virtual Card

This is another great way of getting a virtual card in Nigeria. First Bank offers visa virtual card which is acceptable in every foreign platforms.

In Conclusion

Shopping has been made easy, you can shop online without having a physical card.

Just request for a virtual credit card from any of the platforms listed above.

I hope you find this information useful. If yes, feel free to share the guide with your family and friends.

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *