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UBA Loan Code And How To Borrow Money With It (ClickCredit Loan)

UBA Loan Code And How To Borrow Money With It (ClickCredit Loan)

Are you searching online for how to borrow money from UBA? You’ve come to the right page. This article features UBA Loan Code and how to borrow money with it. Keep reading!

Times are hard and these are trying times. They may be a thousand reasons why you would want to borrow money at a point in time. We’re faced with unpredictable life circumstances. Whenever you are in this position, do not panic! UBA Click Credit offers its customers easy loan

What Is Click Credit?

Click Credit is a fully automated instant loan which is focused on salary earners.

You can apply for the loan via all UBA digital channels Such as USSD, Leo WhatsApp and Facebook, Mobile Banking and Internet Banking.

What Is The Maximum And Minimum Loan Amount I Can Apply For?

Once you’re eligible for UBA Loan, you can apply for a maximum loan of N1,000,000 and a minimum loan of N50,000

How Long Will It Take To Process Click Credit Loan

Applying for the loan is not stressful at all. Once your application has been processed and deemed Successful, you’ll receive your loan instantly

How Am I Eligible To Apply For UBA Loan?

To be eligible for UBA Loan, you must have received a regular inflows of at least N25,000 monthly through UBA account for the last 6 months.

This is because the loan is focused on salary earners. If you’re not a salary earner, there are other loan options for you.

Also, you need to be within the range of 18 – 59 years old to be able to apply.

What Is The Applicable Interest Rate Of The Loan?

UBA offers an interest rate of 30% per annum (2.5% monthly)

What Is The Maximum Loan Tenor?

UBA allows its customers to enjoy a flexible loan tenor of up to 12 months (1 year)

What Happens If There’s No Money In My Account For Repayment On The Due Date?

All your accounts are linked together through your Bank Verification Number (BVN).

This enables banks to monitor your accounts and as such, if there’s no money in your account for repayment during due date, the bank will deduct any money entering any UBA account linked to your BVN

Here’s The Code To Borrow Money From UBA

The official ussd code to borrow money from UBA is *919*28# (also called UBA No wahala Code).

However, there are other means you can also use to borrow money such as Internet banking, Mobile banking and social media (Facebook and WhatsApp) but the ussd code remains the fastest option.

How To Borrow Money With UBA Loan Code

Follow the steps below to borrow money from UBA using ussd code:

Step 1: Dial *919*28# from your mobile phone

Step 2: Navigate to borrow money, input the last four digits of your ATM Card and continue

Step 3: You’ll be required to confirm the information provided

Step 4: Input and confirm your four digit pin. Then submit


UBA has one of the longest loan tenor. You can borrow money from them anytime and any day. You can borrow money via ussd code, social media pages, internet banking and Mobile App. Borrow now and solve your financial problems.

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